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Most homeowners don’t need an irrevocable trust—but social media makes it sound like everyone does. The truth is, the wrong trust can create problems you never intended. A lot of people hear “asset protection” and automatically assume an irrevocable trust is the best option. But for many homeowners, especially if it’s your primary residence, a revocable living trust is often the better fit because it allows you to keep control of your home while helping your family avoid probate. Every family’s
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Most homeowners don’t need an irrevocable trust—but social media makes it sound like everyone does. The truth is, the wrong trust can create problems you never intended. A lot of people hear “asset protection” and automatically assume an irrevocable trust is the best option. But for many homeowners, especially if it’s your primary residence, a revocable living trust is often the better fit because it allows you to keep control of your home while helping your family avoid probate. Every family’s
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Can You Buy a $1,400,000 Home Making $400,000 Per Year? # #homebuying #mortgage #realestate
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Do you actually keep track of your take-home pay? This video breaks down exactly where the money from your gross salary package goes—and how much actually ends up in your bank account. Figures taken from paycalculator.com.au #moneytips #homeloan #mortgagebrokersydney #mortgagebrokeraustralia #property
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WILL YOUR CREDIT FILE WORRY A LENDER? If you are buying your first home and your credit score is not perfect, do not automatically assume your mortgage dream is over. Lenders usually look much deeper than the number you see on an app. They may check things like missed payments, overdrafts, loans, credit cards, address history, electoral roll details, and how long ago any problems happened. Sometimes an issue looks worse than it really is. Sometimes a small mistake on your file can cause unnecess
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